Deposit Account Application

Blue Advantage Savings + HCSB Checking Account = A Perfect Balance
Earn more with our Blue Advantage Savings Account when you have an active checking account. An active checking account must be open for a minimum of 60 days and have at least one direct deposit and eStatements to obtain the annual percentage yield which is 0.80% as of March 1, 2016. One personal account per household. With a $2500 minimum deposit and a maximum of $50,000 you can start earning more now!

Regular Savings — A low minimum balance of $50 keeps your savings growing!

Super Saver — Earn a higher interest rate with tiered rates beginning at $2500.

Holiday Savings
Save ahead for special purchases with an HCSB Holiday Savings account. Have your deposits auto debited from your checking account and you'll receive .25% higher interest rate!
    The Christmas Club matures each year in October so you're ready to shop 'til you drop!

    The Vacation Club matures each May, just in time for summertime fun to begin!

Health Savings Account — An account more commonly known as an HSA, is an account established exclusively for the purpose of paying or reimbursing qualified medical expenses. An HSA provides a way to pay for qualified medical expenses tax-free. It also provides a way for individuals to pay for expenses that may not be covered by a medical plan (i.e. dental, vision, over the counter prescribed medications) on a tax-free basis. Click here for more information.

Penny Savers Club — Especially for children 12 years and under, the Penny Savers Club provides important financial skills while enjoying fun activities. Learn more here.