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Club Blue

Take advantage of all the money-savings benefits of Club Blue for only $8.00 per month (plus sales tax.) LiNK Club members only $4.00 per month (plus sales tax.)

  • Club Wallet Checks
  • HCSB Debit Card
  • No minimum balance
  • Online Banking
  • Mobile Banking App
  • Unlimited Online Bill Payment
  • Monthly statements with check images or eStatements
  • Financial counseling
  • Money orders
  • Safe Deposit Box discount (first year no charge)**
  • Coin counting
  • Notary service

Savings Network with Club Checking!

Your membership includes featured access to a mobile app and website – powered by Club Checking – that offers a complete network of savings including both national and local discounts. So, whether you are planning a vacation or simply looking for a nice place to eat dinner, this savings app offers something for you and your family!

Security and Protection Benefits

Some benefits require registration and activation.


Help Better Protect Your Identity

You can rest easy knowing that IDProtect®, our identity theft monitoring and resolution service1, can help better protect you and your family's identities.

Identity Theft Expense Reimbursement Coverage2

Receive up to $10,000 to help pay expenses, clear your name and restore your identity, should you become the victim of identity fraud.

Comprehensive Identity Theft Resolution Services

Should you suffer identity theft, your very own IDProtect fraud resolution specialist will help you every step of the way until your identity is restored.

Debit and Credit Card Registration

Register your credit, debit and ATM cards and have peace of mind knowing you can call one toll-free number to cancel and request replacement cards should your cards become lost or stolen. (Registration/activation required.)

Credit File Monitoring3

IDProtect® will monitor your TransUnion credit files daily, and automatically alert you if key changes occur. (Registration/activation required.)

Credit Report and Score

Access to single bureau credit score. Credit Score is a VantageScore 3.0 based on TransUnion data. Third parties may use a different VantageScore or a different type of credit score to assess your creditworthiness. (Registration/activation required.)

Identity Monitoring

Monitoring of over 1,000 databases.

(Registration/activation required.)

Online Identity Theft News Center and Valuable Phone and Web Resources

(Registration/activation required.)

Cellular Telephone Protection2

Receive up to $400 of replacement or repair costs if your cell phone is stolen or damaged, in the US and abroad. Maximum of two claims per year. Covers the first four phones on a cellular telephone bill paid through your checking account. (Cellular telephone bill must be paid using eligible account.)


Debit Advantage
Buyer's Protection2 & Extended Warranty2

Buyer's Protection covers items for ninety days from the date of purchase against accidental breakage, fire or theft.

Extended Warranty extends the US manufacturer's original written warranty up to one full year on most new retail purchases if the warranty is less than five years. (Item(s) must be purchased entirely with eligible account.)

Accidental Death and Dismemberment Insurance2

Receive up to $10,000 24-hour Accidental Death & Dismemberment Insurance. Coverage increases to a total of up to $100,000 when traveling on a licensed Common Carrier. (Coverage divides equally on joint accounts and reduces by 50% at age 70.)

$hopping Rewards

Receiving $hopping Rewards is simple! As a member, you have access to exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized shopping portal and receive cash back. Your cash back will be held in your $hopping Rewards account to use towards future purchases or conveniently sent to you as a check. Yes, it's that easy! (Registration/activation required. Available online only.)

Travel and Leisure Discounts

Money-savings discounts from thousands of local and national businesses. Members can redeem and print coupons online or access discounts from their mobile device. Digital Access makes saving super easy and convenient, giving instant savings anywhere and anytime. (Available online only.)

VIP Concierge Service

Access to "911" travel emergency assistance service. Relieve the hassle and receive personal assistance with last-minute or emergency travel and flight changes, lost luggage/passport/travel documents, restaurant/theater/sporting event reservations and even per-trip travel advice and roadside assistance, plus a multitude of other concierge and emergency travel services.

Roadside Assistance Expense Reimbursement2

Roadside Assistance expenses through the VIP Concierge roadside assistance network are reimbursable up to $80 per occurrence. Maximum of two reimbursement claims per year.

Admission Discount to Adventureland

Experience exhilarating fun at Iowa’s premier theme park offering more than 100 rides, shows and attractions! One-day passes are available to Club Blue members at nearly 40% off.


1Benefits are available to personal checking account owner(s), their joint account owner's and their eligible family members subject to the terms and conditions set forth in the Guide to Benefit and/or insurance documents for te applicable Benefits. Benefits are not available to a "signer" on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. Family includes: spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance.

3Credit file monitoring from TransUnion may take several days to begin following activation.

*Insurance products are not deposits, not FDIC insured, not insured by any federal government agency and not guaranteed by Hardin County Savings Bank. Club Blue accounts may be canceled at any time.

**Contents in a Safe Deposit Box are not FDIC insured.