We are monitoring the changing COVID-19 updates in Iowa as they develop. Our goal is to keep our staff, customers and communities as safe as possible while continuing to serve you. 


For the safety of our staff and customers, you'll notice some changes in our lobbies. 

HCSB Lobby, Customer and Staff Protocols

  • We encourage you to continue to use our drive up and online banking options.
  • Staff are routinely cleaning and disinfecting their work and high touch areas.
  • If you have a fever, cough, or shortness of breath, please do not enter our lobby.
  • Practice social distancing – be considerate of others in the bank and stay at least 6 feet apart from one another as much as possible.
  • Please use the hand sanitizer provided as you enter and exit our lobbies.
  • Cover your mouth and nose when you cough or sneeze.
  • Avoid touching your eyes, nose, and mouth.
  • Remain behind the plastic sneeze guards while conducting business.
  • The chairs and reading material in the lobby have been temporarily removed.
  • Although masks are not required to enter our lobby, you are welcome to wear one. If you prefer for us to wear a mask while assisting you, just ask! We are happy to do that.
  • We will continue to monitor guidance from the Centers for Disease Control and Prevention, World Health Organization and the Office of the Iowa Governor.
  • Please continue to watch for updates and guidance.

  • Thank you for using HCSB ONLINE, MOBILE and DRIVE-UP banking!

    A safe and easy way to conduct your banking is with HCSB online, mobile, email, a phone call or our drive-up locations.

  • Bank Online: check account information, pay bills, make a mobile deposit, transfer funds at
  • Drive-Up Banking and ATM's:
    • Eldora Motorbank and ATM: 1414 Edgington Avenue
    • Union Drive-Up and ATM: 415 Center Street
  • Email
  • Call us during regular business hours
    • Eldora: 641-939-3407 *** M-F 8:30 - 4:00 pm and Sat. 8:30 - 12:00pm
    • Union: 641-486-5331 *** M-Th 8:30 - 3:30 pm and Fri. 8:30 - 4:00 pm
    • Motor Bank: 641-939-5561 *** M-Th 9:00 - 4:00 pm, Fri. 9:00 - 5:30 pm and Sat. 9:00 - 12:00 pm

IMPORTANT NOTICE! Small businesses, sole proprietorships and self-employed individuals who received a Paycheck Protection Program loan can apply now for loan forgiveness. Follow this link to the Application:

We are here to help!

Eldora - Phone: 641-939-5096 E-mail: or

Andy Ewoldt, Larry Wolf, Charlette deNeui, Ben DeVilder, Shelby Eisentrager

Union - Phone: 641-486-5331 E-mail:  Jeff Duit



Our Locations